TERMCBAUTO48NSNew Auto Loan Rate (48-Month) (TERMCBAUTO48NS) — Current Value & Historical Data
New Auto Loan Rate (48-Month) (TERMCBAUTO48NS) Chart & Data Table
Gray bands: NBER recessions·Dashed lines: key policy events
What is New Auto Loan Rate (48-Month) (TERMCBAUTO48NS)?
data source. For questions on FRED functionality, please contact us here.</p>. This series is measured in Percent and updated monthly.
Current New Auto Loan Rate (48-Month) (TERMCBAUTO48NS) Value
As of August 1, 2026, the current finance rate on consumer installment loans at commercial banks, new autos 48 month loan is 7.47 Percent. This is the most recent observation available for this series, updated monthly.
New Auto Loan Rate (48-Month) Historical Trend
Finance Rate on Consumer Installment Loans at Commercial Banks, New Autos 48 Month Loan remained flat essentially unchanged month-over-month. Over the past year, finance rate on consumer installment loans at commercial banks, new autos 48 month loan fell 0.53% from August 2025. In the series' tracked history, the highest recorded value was 17.36 (November 1981), and the lowest was 4.00 (November 2015).
Methodology & Source
Source
Federal Reserve Board
Frequency
Monthly
Units
Percent
Notes
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Frequently Asked Questions About New Auto Loan Rate (48-Month) (TERMCBAUTO48NS)
What is the current finance rate on consumer installment loans at commercial banks, new autos 48 month loan?
As of August 1, 2026, finance rate on consumer installment loans at commercial banks, new autos 48 month loan stands at 7.47 Percent.
Where does finance rate on consumer installment loans at commercial banks, new autos 48 month loan data come from?
Finance Rate on Consumer Installment Loans at Commercial Banks, New Autos 48 Month Loan data is sourced from the Federal Reserve Economic Data (FRED) system and related U.S. government agencies. Data quality and historical coverage vary by series.
How often is finance rate on consumer installment loans at commercial banks, new autos 48 month loan updated?
This series is updated according to its publication schedule. Check FRED or the source agency for the most current release calendar.
What is the historical high and low for finance rate on consumer installment loans at commercial banks, new autos 48 month loan?
In the available data, the highest value was 17.36 Percent in November 1981, and the lowest was 4.00 Percent in November 2015.
How has finance rate on consumer installment loans at commercial banks, new autos 48 month loan changed over the past year?
Over the past year, finance rate on consumer installment loans at commercial banks, new autos 48 month loan decreased 0.53%.
Related government-spending dashboards
How New Auto Loan Rate (48-Month) connects to the federal budget across GOVSPENDING.ORG:
Federal Debt
Total public debt, debt held by the public, and intragovernmental holdings.
Receipts vs Outlays
Federal revenue, spending, and the resulting surplus or deficit over time.
Congressional Activity
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Interest Expense vs Revenue
How rising debt service costs crowd out federal spending as a share of receipts over time.
Revenue Composition
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Agency Spending (FY 2019 vs FY 2025)
Net outlays by federal agency for FY 2019 and FY 2025, from the Treasury Monthly Treasury Statement. Both nominal and inflation-adjusted comparisons.