TERMCBCCALLNSCredit Card Interest Rate (All Accounts) (TERMCBCCALLNS) — Current Value & Historical Data
FRED series title: Commercial Bank Interest Rate on Credit Card Plans, All Accounts
Credit Card Interest Rate (All Accounts) (TERMCBCCALLNS) Chart & Data Table
Gray bands: NBER recessions·Dashed lines: key policy events
What is Credit Card Interest Rate (All Accounts) (TERMCBCCALLNS)?
data source. For questions on FRED functionality, please contact us here.</p>. This series is measured in Percent and updated monthly.
Current Credit Card Interest Rate (All Accounts) (TERMCBCCALLNS) Value
As of August 1, 2026, the current commercial bank interest rate on credit card plans, all accounts is 21.19 Percent. This is the most recent observation available for this series, updated monthly.
Credit Card Interest Rate (All Accounts) Historical Trend
Commercial Bank Interest Rate on Credit Card Plans, All Accounts rose 1.19% month-over-month. Over the past year, commercial bank interest rate on credit card plans, all accounts fell 0.94% from August 2025. In the series' tracked history, the highest recorded value was 21.76 (August 2024), and the lowest was 11.82 (August 2014).
Methodology & Source
Source
Federal Reserve Board
Frequency
Monthly
Units
Percent
Notes
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Frequently Asked Questions About Credit Card Interest Rate (All Accounts) (TERMCBCCALLNS)
What is the current commercial bank interest rate on credit card plans, all accounts?
As of August 1, 2026, commercial bank interest rate on credit card plans, all accounts stands at 21.19 Percent.
Where does commercial bank interest rate on credit card plans, all accounts data come from?
Commercial Bank Interest Rate on Credit Card Plans, All Accounts data is sourced from the Federal Reserve Economic Data (FRED) system and related U.S. government agencies. Data quality and historical coverage vary by series.
How often is commercial bank interest rate on credit card plans, all accounts updated?
This series is updated according to its publication schedule. Check FRED or the source agency for the most current release calendar.
What is the historical high and low for commercial bank interest rate on credit card plans, all accounts?
In the available data, the highest value was 21.76 Percent in August 2024, and the lowest was 11.82 Percent in August 2014.
How has commercial bank interest rate on credit card plans, all accounts changed over the past year?
Over the past year, commercial bank interest rate on credit card plans, all accounts decreased 0.94%.
Related government-spending dashboards
How Credit Card Interest Rate (All Accounts) connects to the federal budget across GOVSPENDING.ORG:
Federal Debt
Total public debt, debt held by the public, and intragovernmental holdings.
Receipts vs Outlays
Federal revenue, spending, and the resulting surplus or deficit over time.
Congressional Activity
Recent legislation, appropriations, and fiscal-related bills in Congress.
Interest Expense vs Revenue
How rising debt service costs crowd out federal spending as a share of receipts over time.
Revenue Composition
Federal receipts broken down by source — individual income, corporate, social insurance, excise taxes, and customs duties as shares of total revenue.
Agency Spending (FY 2019 vs FY 2025)
Net outlays by federal agency for FY 2019 and FY 2025, from the Treasury Monthly Treasury Statement. Both nominal and inflation-adjusted comparisons.