Back to Explorer
    T10Y2Y

    10y–2y Treasury Spread (T10Y2Y) — Current Value & Historical Data

    PercentDailyNot Seasonally Adjusted
    FRED
    Current Value
    0.37
    Percent
    As of July 17, 2026
    -9.76%period change

    10y–2y Treasury Spread (T10Y2Y) Chart & Data Table

    Mar 17Nov 17Aug 18May 19Jan 20Oct 20Jun 21Feb 22Nov 22Aug 23May 24Jan 25Oct 25Jul 26-1.6-0.800.81.6Percent2022 hiking cycle begins2024 first cut

    Showing 2,498 of 12,528 observations. Pick "All" to see the full history (1976-06-01–2026-07-17).

    Gray bands: NBER recessions·Dashed lines: key policy events

    What is 10y–2y Treasury Spread (T10Y2Y)?

    The 10-year minus 2-year Treasury spread is the difference between the constant-maturity yields on the 10-year and 2-year U.S. Treasury notes, calculated daily by the Federal Reserve Board from H.15 data. It is the single most widely cited shape-of-the-curve measure in U.S. finance and the most reliable recession indicator of the past five decades: every U.S. recession since 1969 has been preceded by an inversion — a negative spread — usually six to eighteen months in advance. An inversion implies the market expects the Fed to cut short-term rates in the future, typically because it expects an economic slowdown. The T10Y2Y spread inverted in July 2022 and stayed negative for a record 793 calendar days through September 2024, the longest inversion in the series' recorded history, before re-steepening. The spread bottomed near -1.08 percentage points in July 2023, its deepest inversion since the early 1980s Volcker disinflation era.

    Current 10y–2y Treasury Spread (T10Y2Y) Value

    As of July 17, 2026, the current 10-year treasury constant maturity minus 2-year treasury constant maturity is 0.37 Percent. This is the most recent observation available for this series, updated daily.

    10y–2y Treasury Spread Historical Trend

    10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity fell 9.76% day-over-day. Over the past year, 10-year treasury constant maturity minus 2-year treasury constant maturity fell 30.19% from July 2025. In the series' tracked history, the highest recorded value was 2.91 (February 2011), and the lowest was -2.41 (March 1980).

    Methodology & Source

    Source

    Federal Reserve Board

    Frequency

    Daily

    Units

    Percent

    Notes

    Starting with the update on June 21, 2019, the Treasury bond data used in calculating interest rate spreads is obtained directly from the U.S. Treasury Department (https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield). Series is calculated as the ...

    View on FRED

    Frequently Asked Questions About 10y–2y Treasury Spread (T10Y2Y)

    What is the current 10-year treasury constant maturity minus 2-year treasury constant maturity?

    As of July 17, 2026, 10-year treasury constant maturity minus 2-year treasury constant maturity stands at 0.37 Percent.

    Where does 10-year treasury constant maturity minus 2-year treasury constant maturity data come from?

    10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity data is sourced from the Federal Reserve Economic Data (FRED) system and related U.S. government agencies. Data quality and historical coverage vary by series.

    How often is 10-year treasury constant maturity minus 2-year treasury constant maturity updated?

    This series is updated according to its publication schedule. Check FRED or the source agency for the most current release calendar.

    What is the historical high and low for 10-year treasury constant maturity minus 2-year treasury constant maturity?

    In the available data, the highest value was 2.91 Percent in February 2011, and the lowest was -2.41 Percent in March 1980.

    How has 10-year treasury constant maturity minus 2-year treasury constant maturity changed over the past year?

    Over the past year, 10-year treasury constant maturity minus 2-year treasury constant maturity decreased 30.19%.

    See 10y–2y Treasury Spread in context

    T10Y2Y is tracked on the Interest Rates dashboard, alongside related indicators and historical context.

    View the Interest Rates dashboard →

    Related government-spending dashboards

    How 10y–2y Treasury Spread connects to the federal budget across GOVSPENDING.ORG:

    Related Indicators

    Download Data

    More Options

    Key Terms