PSAVERTPersonal Saving Rate (PSAVERT) — Current Value & Historical Data
Personal Saving Rate (PSAVERT) Chart & Data Table
Gray bands: NBER recessions
What is Personal Saving Rate (PSAVERT)?
BEA Account Code: A072RC Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
Current Personal Saving Rate (PSAVERT) Value
As of August 1, 2026, the current personal saving rate is 4.10 Percent. This is the most recent observation available for this series, updated monthly.
Personal Saving Rate Historical Trend
Personal Saving Rate fell 10.87% month-over-month. Over the past year, personal saving rate fell 22.64% from July 2025. In the series' tracked history, the highest recorded value was 31.80 (April 2020), and the lowest was 1.40 (July 2005).
Methodology & Source
Source
Federal Reserve Economic Data (FRED)
Frequency
Monthly
Units
Percent
Notes
BEA Account Code: A072RC Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI. Personal saving is equal to personal income less personal outlays and personal taxes; it may gener...
Frequently Asked Questions About Personal Saving Rate (PSAVERT)
What is the current personal saving rate?
As of August 1, 2026, personal saving rate stands at 4.10 Percent.
Where does personal saving rate data come from?
Personal Saving Rate data is sourced from the Federal Reserve Economic Data (FRED) system and related U.S. government agencies. Data quality and historical coverage vary by series.
How often is personal saving rate updated?
This series is updated according to its publication schedule. Check FRED or the source agency for the most current release calendar.
What is the historical high and low for personal saving rate?
In the available data, the highest value was 31.80 Percent in April 2020, and the lowest was 1.40 Percent in July 2005.
How has personal saving rate changed over the past year?
Over the past year, personal saving rate decreased 22.64%.
Related government-spending dashboards
How Personal Saving Rate connects to the federal budget across GOVSPENDING.ORG:
Federal Debt
Total public debt, debt held by the public, and intragovernmental holdings.
Receipts vs Outlays
Federal revenue, spending, and the resulting surplus or deficit over time.
Congressional Activity
Recent legislation, appropriations, and fiscal-related bills in Congress.
Interest Expense vs Revenue
How rising debt service costs crowd out federal spending as a share of receipts over time.
Revenue Composition
Federal receipts broken down by source — individual income, corporate, social insurance, excise taxes, and customs duties as shares of total revenue.
Agency Spending (FY 2019 vs FY 2025)
Net outlays by federal agency for FY 2019 and FY 2025, from the Treasury Monthly Treasury Statement. Both nominal and inflation-adjusted comparisons.