PSAVERTPersonal Saving Rate — Current Value & Historical Data
Gray bands: NBER recessions
What is Personal Saving Rate?
BEA Account Code: A072RC Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
Current Personal Saving Rate Value
As of April 1, 2026, the current personal saving rate is 2.60 Percent. This is the most recent observation available for this series, updated monthly.
Historical Trend
Personal Saving Rate fell 18.75% month-over-month. Over the past year, personal saving rate fell 49.02% from March 2025. In the series' tracked history, the highest recorded value was 31.80 (April 2020), and the lowest was 1.40 (July 2005).
Methodology & Source
Source: Federal Reserve Economic Data (FRED)
Frequency: Monthly
Units: Percent
BEA Account Code: A072RC Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI. Personal saving is equal to personal income less personal outlays and personal taxes; it may gener...