{"_attribution":"Data from GOVSPENDING.ORG","_siteUrl":"https://govspending.org","_sourcePage":"https://govspending.org/series/TERMCBAUTO48NS/","_originalSource":"Federal Reserve Economic Data (FRED) — ","_originalSourceUrl":"https://fred.stlouisfed.org/series/TERMCBAUTO48NS","_methodology":"https://govspending.org/methodology/","_license":"Free to use with attribution.","_generated":"2026-10-18T16:17:18.918Z","seriesId":"TERMCBAUTO48NS","title":"Finance Rate on Consumer Installment Loans at Commercial Banks, New Autos 48 Month Loan","units":"Percent","frequency":"Monthly","seasonalAdjustment":"Not Seasonally Adjusted","lastUpdated":"2026-10-07 14:01:27-05","source":"Federal Reserve Economic Data (FRED) — ","notes":"data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/g19/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>","observations":[{"date":"1972-02-01","value":10.2},{"date":"1972-05-01","value":9.96},{"date":"1972-08-01","value":10.02},{"date":"1972-11-01","value":10.02},{"date":"1973-02-01","value":10.05},{"date":"1973-05-01","value":10.05},{"date":"1973-08-01","value":10.25},{"date":"1973-11-01","value":10.49},{"date":"1974-02-01","value":10.53},{"date":"1974-05-01","value":10.63},{"date":"1974-08-01","value":11.15},{"date":"1974-11-01","value":11.57},{"date":"1975-02-01","value":11.51},{"date":"1975-05-01","value":11.39},{"date":"1975-08-01","value":11.31},{"date":"1975-11-01","value":11.24},{"date":"1976-02-01","value":11.18},{"date":"1976-05-01","value":11.01},{"date":"1976-08-01","value":11.07},{"date":"1976-11-01","value":11.02},{"date":"1977-02-01","value":11.14},{"date":"1977-05-01","value":10.81},{"date":"1977-08-01","value":10.86},{"date":"1977-11-01","value":10.86},{"date":"1978-02-01","value":10.86},{"date":"1978-05-01","value":10.84},{"date":"1978-08-01","value":11.09},{"date":"1978-11-01","value":11.29},{"date":"1979-02-01","value":11.6},{"date":"1979-05-01","value":11.73},{"date":"1979-08-01","value":11.88},{"date":"1979-11-01","value":12.85},{"date":"1980-02-01","value":13.28},{"date":"1980-05-01","value":15.72},{"date":"1980-08-01","value":13.91},{"date":"1980-11-01","value":14.29},{"date":"1981-02-01","value":15.84},{"date":"1981-05-01","value":16.04},{"date":"1981-08-01","value":16.92},{"date":"1981-11-01","value":17.36},{"date":"1982-02-01","value":17.05},{"date":"1982-05-01","value":17.2},{"date":"1982-08-01","value":17.08},{"date":"1982-11-01","value":15.97},{"date":"1983-02-01","value":14.81},{"date":"1983-05-01","value":13.9},{"date":"1983-08-01","value":13.5},{"date":"1983-11-01","value":13.46},{"date":"1984-02-01","value":13.32},{"date":"1984-05-01","value":13.53},{"date":"1984-08-01","value":14.08},{"date":"1984-11-01","value":13.91},{"date":"1985-02-01","value":13.37},{"date":"1985-05-01","value":13.16},{"date":"1985-08-01","value":12.72},{"date":"1985-11-01","value":12.39},{"date":"1986-02-01","value":12.29},{"date":"1986-05-01","value":11.45},{"date":"1986-08-01","value":11},{"date":"1986-11-01","value":10.58},{"date":"1987-02-01","value":10.35},{"date":"1987-05-01","value":10.23},{"date":"1987-08-01","value":10.37},{"date":"1987-11-01","value":10.86},{"date":"1988-02-01","value":10.72},{"date":"1988-05-01","value":10.55},{"date":"1988-08-01","value":10.93},{"date":"1988-11-01","value":11.22},{"date":"1989-02-01","value":11.76},{"date":"1989-05-01","value":12.44},{"date":"1989-08-01","value":12.13},{"date":"1989-11-01","value":11.94},{"date":"1990-02-01","value":11.8},{"date":"1990-05-01","value":11.82},{"date":"1990-08-01","value":11.89},{"date":"1990-11-01","value":11.62},{"date":"1991-02-01","value":11.6},{"date":"1991-05-01","value":11.28},{"date":"1991-08-01","value":11.06},{"date":"1991-11-01","value":10.61},{"date":"1992-02-01","value":9.89},{"date":"1992-05-01","value":9.52},{"date":"1992-08-01","value":9.15},{"date":"1992-11-01","value":8.6},{"date":"1993-02-01","value":8.57},{"date":"1993-05-01","value":8.17},{"date":"1993-08-01","value":7.98},{"date":"1993-11-01","value":7.63},{"date":"1994-02-01","value":7.54},{"date":"1994-05-01","value":7.76},{"date":"1994-08-01","value":8.41},{"date":"1994-11-01","value":8.75},{"date":"1995-02-01","value":9.7},{"date":"1995-05-01","value":9.78},{"date":"1995-08-01","value":9.44},{"date":"1995-11-01","value":9.36},{"date":"1996-02-01","value":9.12},{"date":"1996-05-01","value":8.93},{"date":"1996-08-01","value":9.11},{"date":"1996-11-01","value":9.03},{"date":"1997-02-01","value":8.92},{"date":"1997-05-01","value":9.2},{"date":"1997-08-01","value":8.99},{"date":"1997-11-01","value":8.96},{"date":"1998-02-01","value":8.89},{"date":"1998-05-01","value":8.69},{"date":"1998-08-01","value":8.7},{"date":"1998-11-01","value":8.62},{"date":"1999-02-01","value":8.34},{"date":"1999-05-01","value":8.31},{"date":"1999-08-01","value":8.44},{"date":"1999-11-01","value":8.67},{"date":"2000-02-01","value":8.88},{"date":"2000-05-01","value":9.22},{"date":"2000-08-01","value":9.62},{"date":"2000-11-01","value":9.64},{"date":"2001-02-01","value":9.17},{"date":"2001-05-01","value":8.67},{"date":"2001-08-01","value":8.3},{"date":"2001-11-01","value":7.86},{"date":"2002-02-01","value":7.8},{"date":"2002-05-01","value":7.74},{"date":"2002-08-01","value":7.58},{"date":"2002-11-01","value":7.34},{"date":"2003-02-01","value":7.11},{"date":"2003-05-01","value":7.05},{"date":"2003-08-01","value":6.76},{"date":"2003-11-01","value":6.82},{"date":"2004-02-01","value":6.72},{"date":"2004-05-01","value":6.43},{"date":"2004-08-01","value":6.55},{"date":"2004-11-01","value":6.71},{"date":"2005-02-01","value":6.86},{"date":"2005-05-01","value":6.92},{"date":"2005-08-01","value":7.08},{"date":"2005-11-01","value":7.43},{"date":"2006-02-01","value":7.39},{"date":"2006-05-01","value":7.6},{"date":"2006-08-01","value":7.95},{"date":"2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